For me its...
seed to week 4 > 18/6
then...
5 days > 20/4, day 6 > 24/0 light on, day 7 > 24/0 light off
I use to go both 20/4 and 18/6 straight through, but now I use the above schedule, and I seem to finish a week earlier for the same strains I use to grow using both 20/4 and 18/6, and my buds seem so much denser.