Also I definitely don't need a chiller right now as temps are between 1-18°C, but coming into summer, I've got a chiller on hold - correct size/volume, to keep things around 20c. It also heats so would be great now- but budget dictated I got a fish pond Aqua One 200w glass heater for $25Your light is your biggest investment and generally speaking you get what you pay for. You mentioned an electrician friend, could he not help build a cob or two? There's plenty of guides on the Web. You may also want to look at a water cooler for your nute solution when you had into summer. Nice set up.
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. I love watching new growers fretting about equipment for their new hobby. I did the same thing. About half of the stuff that I bought for the first grow fell by the wayside in the first year or two. Seems like a constant evolution of gear and tweaking your methods to dial in for your space and style. Don't be too disappointed if you don't get it all right the first time. You're in the right place as there are lots of friendly willing to give a bit of advice. But it can be a bit confusing as sometimes the advice can be conflicting. A bit of this
and this
to get you started.